The Impact of Digital Services in Promoting Financial Inclusion: An Analytical Study Using Panel Data Regression in Iraq . Int. J. Financ. Admin. Econ. Sci. [انترنت]. 15 يناير، 2026 [وثق 2 يوليو، 2026];5(1). موجود في: https://vsrp.co.uk/index.php/ijfaes/article/view/464