The Impact of SME Characteristics and Managerial Profiles on Access to Bank Financing in Mauritania
DOI:
https://doi.org/10.59992/IJFAES.2026.v5n6p1Keywords:
Small and Medium-Sized Enterprises, Bank Financing, Binary Logistic RegressionAbstract
Small and Medium-sized Enterprises (SMEs) play a pivotal role in the Mauritania economy, serving as a vital engine for economic growth and a primary source of employment opportunities. However, these enterprises encounter a lack of funding. Therefore, this study aimed to determine the impact of characteristics of small and medium enterprises (SMEs) and Managerial Profiles on obtaining bank financing in Mauritania. A binary logistic regression analysis method was employed, applied to a sample of 155 SMEs. The study found that the factors influencing the acquisition of funding include sector of activity, size, the manager’s professional experience and educational level.
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